Smart Books - Brief History

 An Information Utility For Smart People...

"You pay once for knowledge but the cost of ignorance can last a lifetime"

SBS, a division of Smart Books Publishing, an Ohio business, was founded on providing high quality, low cost consumer information-products known as "Smart Books" that quickly and effectively educate people to protect their legal and financial interests without requiring a significant investment of their time or money. Complex topics like home buying, home selling and business are simplified into powerful, and easy to understand Books, Kits and Special Reports that will benefit anyone who reads them. Smart Books are not "get rich quick" products… they are "get smart fast" products.

"Knowledge is power and applied knowledge is powerful"

Our Mission:

To provide our customers with the highest level of quality, topic specific, issue-driven information solutions. We operate our business and treat our customers the way we would like to be treated.

Quick Jump Links Menu

Introduction
What Makes Smart Books Unique?
Our Commitment
Smart Books & You
Smart Business Opportunity
Our Philosophy
Selectivity
Pricing
The Market
Advertising
Sales
We The People
Business Highlights
From Mr. Hart
Download Distributor Kit

The Smart Books Story   Menu   

The Smart Books story begins in 1990 when James Hart, a business consultant, licensed in real estate and a residential and commercial mortgage banker, experienced the needs of people to have specific “street-wise” information about real estate, finance and business. Especially people who have to trust industry representatives who are compensated on sales commission. Mr. Hart observed 3 important truths:

1. Buying or selling a home is the largest investment of a lifetime for most people. Yet, they lack the street-level, insider knowledge required to do an intelligent real estate deal.

2. Real estate and business is composed of people, emotions, contracts and cash…all the ingredients for legal and financial pain if you don’t know what you are doing.

3. Our educational system is broken and has failed to teach people, even college graduates, the rules to the monopoly-game of our capitalistic society. If nobody gives you the rules, how can you play without making costly mistakes? Many people suffer financial pain after a real estate deal and don’t even realize they got hurt.

Smart Books Publishing is a growing organization based on our commitment to providing people with information they need to think more intelligently and operate on a level playing field in the “Monopoly Game of Life”. Smart Books have helped people all across the United States to do business smarter by providing simple solutions to complicated problems facing consumers today. Knowledge is power and applied knowledge is powerful.

As you begin to review your options, let Smart Books help you-help yourself and others.

What Makes Smart Books Unique? Menu    

There are many outstanding features and benefits that make Smart Books unique. Among these many benefits, it is important to understand that our books, information kits and special reports are written for people…designed to be “consumer friendly” not “industry friendly”. All of our products are written to help readers by providing practical and useful information solutions.

• Buyers beware…Our government and the financial, insurance and business industries primarily control America. Politicians who leave office often end up working as lobbyist for industries that funded their campaigns. Thus, laws tend to be written in favor of corporations and their business practices… not consumers.

• Corporations and special interests groups represent their stockholders and organizations, not consumers. Corporate America has a legal duty to stockholders to earn a profit at any expense…even your expense and the people you know and love. The more intelligent they are and the less intelligent you are makes their task easier.

• Our commitment is to serve you by giving you the information you need to be a smarter person without having to have a business degree. We live in a society of information overload. We understand that your time is a premium and you cannot afford to perform extensive research to fully understand all these complex issues before you make a business decision. That is what makes Smart Books so unique. We have done the work for you.

• Our Smart Books products are jammed-packed full of concise, easy to understand information you need to make good business decisions. We could go on and on about our products because we believe in them so much and the power they have to help you. For the sake of brevity the unique features of our products are set forth below.

• High quality, low cost consumer information that saves you time and money.

• Powerful, practical and useful information that is direct and to the point.

• Easy to read books, kits and special reports that anybody can understand.

• Smart Books rips-the-lid-off closely held trade secrets you need to know.

• Effective, efficient presentation of information that makes you smarter faster.
  

Our Commitment To You: Menu  

All of our Smart Books come with a full, unconditional 30-day money back guarantee. If you are unsatisfied for any reason, simply return the product for a full refund, no questions asked. And remember; Smart people read Smart Books!

Smart Books And You ...Menu 

We operate our business based on two fundamental rules: Rule one; the customer is always right. Rule two; see rule one.

• Smart Books values our customers and we strive to bring you the high quality information that you expect and deserve. Personal development is the trademark of Smart Books. Our information products provide the keys you need and the power to use them. We believe that specific knowledge regarding any topic gives you greater power. Power to make you think sharper and deeper… to represent yourself more professionally. Knowledge increases self-confidence, improves attitude and problem solving ability using good judgment rather than guesswork. Knowledge inspires action.

• Smart Books also values our business associates and would be proud to have you on board as an Independent Representative. All of our business associates must demonstrate basic business skills and pass an ethical examination prior to becoming an authorized Independent Representative. This is part of the criteria to becoming a business associate of Smart Books, which is further explained in the Independent Representative Brochure available upon request.

• Perhaps you have a Smart Book idea. If you are a professional in your field and you know of ways that people can save time and money and get smarter faster with your information; you may want to consider contacting us with your idea once you have a sample chapter or manuscript. We are not a vanity press operation. Nor do we accept unsolicited manuscripts. If we accept your manuscript as a potential Smart Book, it is because it has met our high standards for quality information. Smart Books must cover specific consumer issues and personal finance like legal issues, credit repair & bankruptcy, banking & finance, business, real estate, insurance, automotive purchasing & repair, health care, and the like. If you think you have a Smart Book idea, a good rule of thumb is to ask yourself the following questions: Is there a market for what you know? Will what you know help protect people’s legal and financial interests and save them time and money? Can you help other people? Can you make a difference? If so, you may want to elevate your thinking about contacting us using the FORM in the contact section of this website.
  

Our Motto: “Information for the people by the people.”

The Smart Business Opportunity  Menu  

We realize that choosing to invest or operate a business is important to you. We recommend that you review all your options before making a decision. As part of this process, we hope the following information will make your decision easier.

We believe that success comes through people, one customer at a time. One business associate at a time. Success is best achieved by helping others and is measured, not only by money, but long-term relationships with satisfied customers. Our focus is on giving more than is expected, not on getting. Success is only a result of a job well done. The fundamental laws of success are found in having one sound idea, a burning desire for its achievement, belief in your product or service, faith in yourself and your associates, specialized knowledge, an organized plan of action and a decision to act backed by persistence.

We are extremely selective when it comes to recruiting Associate Independent Representatives. Independent Representatives must demonstrate basic business competency and high ethical standards. Our greatest assets are our credibility with our customers, our business practices, products and customer service. We treat our customers like they are the most important people in the world…because they are.

Competitively Priced:  Menu 

Our Smart Book products are fairly priced in the market so that people can afford the specific education and knowledge they want or need. We are carefully aware of the fine line between price and quality. The difference between the least expensive and the best. We choose both. We strive to provide the highest quality and greatest quantity of information at prices that all people can afford. When reviewing your business options, remember there really is a difference. That difference is found in our products, our people and our shared values. It is our adherence to the highest ethical standards and business practices. It is our unwavering commitment to be the best…simply, the pursuit of excellence. Smart Books is a small organization with a big vision. It would be an honor to show you the Smart Book difference.

The Market  Menu 

There are silent and sweeping changes in our society and our economy. The consumer markets in the United States are enormous, complicated and becoming more complicated everyday. Changes in laws impacting consumers, changes in technology and job markets, the rising cost of living, constant corporate hyper-advertising emphasizing and promoting consumer debt accumulation to purchase homes, cars and other consumer goods with credit cards is pushing middle-Americans to the breaking point. Most households today require dual incomes just to survive. This is putting pressure on families and individuals to stay ahead of the debt-trap. Pressure to keep pace with the demands of our society. Pressure to work more with less time available for learning what they need to know to protect their interests and stop the spiraling, out of control situation.

• There are millions of homes sold in the United States each year. Home sales have risen from about 3.5-million existing home sold during 1990 to 5.8-million existing homes sold in 2000, a growth rate of over 60%. The real estate market is huge…about a 1.3-trillion dollar per year industry composed of first time homebuyers, first time home sellers and people who are selling a home while buying a home. Each year a new crop of buyers and sellers enter the market with tremendous pent-up consumer demand for housing. Many of these potential buyers cannot afford a home because of poor credit ratings or high consumer debt disqualifying them from a home purchase. However, sales of existing homes in this country continue, year after year, with millions of homes sold regardless of the state of the economy. (Refer to the 2001 Statistical Abstract of the United States)

• Consumer credit debt is at an all time high with total revolving and non-revolving debt at about 1.5 trillion dollars in 2000. There are approximately 160 million credit card holders in the U.S. and credit card spending has risen from 466 billion dollars in 1990 to a projected 2.15 trillion dollars in 2005. Outstanding credit card debt has risen from 243 billion in 1990 to a projected 860 billion in 2005. Personal bankruptcy is at an all time high. (Refer to the 2001 Statistical Abstract of the United States, Consumer credit issues No. 1190 Credit, No.1191 and No. 1192).

• Is there a market for Smart Books? Analysis of the data shows there is over 15 million home buyers, home sellers and debtors who will benefit from reading our Smart Books. The government and corporate America aren’t going to help them. Smart Books holds out our hand and offers you and our customers what we have… Information solutions for people. We have been solving a host of home buying, home selling and personal finance issues since 1990. This is a culmination of years of experience. Theory is now reality. Don’t let the boat leave without you. Contact us using the FORM in the contact section if you have an interest in becoming a Smart Book Independent Representative--we will email you a distributor kit upon request. You don’t have to be a representative. You should, however, try our Smart Books products and become a member of the Smart Books family of satisfied customers.

Advertising & Sales Menu 

Smart Books is a small organization doing our best to reach out to people with our message in a variety of ways…but we need help with this enormous task and welcome people who are committed to helping others in an honest and ethical manner. We appreciate your business as a customer, as an Independent Representative, even as an investor for those having the money to do so. The primary methods of advertising, public relations and communications is through a combination of advertising and Internet technology allowing people to visit our website and/or call us directly to place an order. Mr. Hart, the founder of Smart Books Publishing, has performed radio and TV talk shows across the United States and will continue to do so as opportunities arise. But there is work to do… Smart Books has a vision to inform people of our information solutions through the combined power of our efforts and those of our Independent Representatives. This project requires teamwork and orchestrated effort in the right direction to get the information in the hands of the people.

Sales: Menu 

Sales are important. Nothing happens without a sale. However, we will never compromise our credibility over money. Smart Books and our associates honor and uphold the truth in advertising laws and are committed to maintaining the highest level of integrity and honesty in our advertisements. The two most exciting elements of making a sale is first; the knowledge that we developed a highly satisfied customer, maybe even a friend and put money in the bank for a job well done. We accomplish this mission by giving people more than they expect for the money and help them get a return on their investment into our products well into the future. We want long term relationships with our customers.

Our Belief: Success is not the result of a single sale. It is the result of a relationship

We The People: Menu 

Smart Books Publishing has an important mission. Our dedication and commitment to helping and serving others is what motivates us. We dare to try. We dare to make a difference. We have chosen a path less traveled… We do not underestimate the power of people like you to help reach other people in America.

The Business, Features, Benefits & Highlights Menu   

Smart Books offers unparalleled opportunity plus excellent profit potential for Independent Representatives who bring the Smart Books message to people. As you consider your options, we believe you will not find a better business opportunity than Smart Books. The Independent Representative program is designed as an extremely low cost, low risk and flexible business opportunity. Whether you want to work part time from the comfort of your home or aspire to achieve even greater levels of success, you can rest assured that you will be associated with a quality organization, quality products and support. You will learn how to use time-proven selling systems that will help you achieve your goals. Your success is important to our success. We offer our Independent Representatives a comprehensive marketing & selling system coupled with a mentoring and consulting program, which will help you every step of the way. To help you understand the features and benefits of working with Smart Books, we have summarized a few points for your consideration.

• Ground Floor Opportunity-Room for unlimited growth with over 15,000,000 potential customers.

• Affordable-You can become an Independent Representative for less than cost of a night on the town.

• Flexible-You set your own hours, work from your home and in control of your schedule and sales.

• Easy To Learn-We provide you all the information you need to start selling quickly and easily.

• Easy Startup-No complicated selling systems, no franchise fees, and no quotas.

• Low Risk-We show you how to keep your money in your pocket so that you can use it for your business, our program is so low cost and low risk, you can’t lose (.)

• Business Support-A no-cost consulting and mentoring program to help you every step of the way.

• Quality Information Solutions-You will be in the business of helping others. Is there a more honorable profession?

• Unlimited Potential-No territories, we do not want to limit your market, sales or success.

• Proven Product Sales History-Assurance that Smart Books are legitimate consumers information solutions that have sold throughout the United States including Alaska, Hawaii and Japan.

• We The People-Smart Books Publishing and your role as an Independent Representative is all about people… Smart Books is busy helping people. People like you. And you can rest assured that we will do our best to protect your interests too. 

From Mr. Hart: Menu 

Smart Books are changing the manner in which people buy and sell homes across America. Smart Books are opening the eyes of people in the areas of personal finance, business and personal development.

Smart Books represent “We the people” not “We the corporations.”

It is time to protect yourself with the most powerful weapon in the world…knowledge. It takes years…but not with Smart Books.

I encourage you to browse our site and check out the many beneficial resources here for you, your friends and family.

Thank you for visiting!

Jim Hart 
Smart Books Solutions